We are offering Pay in 4 to a growing number of our US customers. Availability depends on your state of residence and you must be at least 18 years of age (or the age of majority in your state) to apply.
You must also have a PayPal account in good standing or open a PayPal account in order to apply. Pay in 4 is not available for certain merchants and goods. If you choose Pay in 4 as your payment method when you check out with PayPal, you will be taken through the application process. You will get a decision instantly, but not everyone will be approved based on our internal checks.
Just choose to pay with PayPal at checkout. If it is an eligible transaction, you will see Pay in 4 as one of the available payment methods. Simply apply for a Pay in 4 plan in just a few steps, get an instant decision, and finish checking out.
You can use Pay in 4 for eligible shopping cart values between $30 to $1,500.
You must read the loan agreement of your Pay in 4 plan before you submit your application. You will see the link to the loan agreement when you choose to apply for Pay in 4 at checkout. You will also have the option to download the loan agreement.
Once your plan starts, we will send you an email containing important information about your Pay in 4 plan, including how to locate your loan agreement.
There are no fees for choosing to pay with Pay in 4.
Your individual plan will last a little over 6 weeks in total. The down payment will be due at the time of the transaction and 3 subsequent payments will be taken every 15 days thereafter.
For more information about PayPal Pay in 4, visit their website.